Average APRs have inched down slightly, but you should focus on lowering your credit card balance as soon as you can.

Best balance transfer credit cards of February 2025 Best with intro 0% APR for 21 months Citi Simplicity® Card Wells Fargo Reflect® Card Citi® Diamond Preferred® Card Best with intro 0% APR ...

If you're also struggling to pay off credit card debt, your first thought might be to complete a balance transfer to take advantage of a 0% APR offer. Balance transfer cards typically provide up ...

Commissions do not affect our editors' opinions or evaluations. A credit card balance transfer offer can be a smart money move to help pay off high-interest debt. But there’s a twist ...

It's likely that you're not taking advantage of your credit cards in every way available. Read on to find out how to change ...

46% of American households carry credit card debt, according to a 2024 report from the Federal Reserve Bank of St. Louis. A balance transfer allows you to move a balance from one credit card to ...

Commissions do not affect our editors' opinions or evaluations. Using a balance transfer credit card can help you consolidate your card balances and pay off your debt faster—a financial goal ...

Be sure to use your credit card responsibly, and avoid spending more than you can afford to prevent incurring even more debt. Many balance transfer credit cards offer no-interest periods for new ...