Here’s a common scenario: you’ve got multiple debts — credit cards ... Many people who use the debt snowball method track their progress using a spreadsheet. This not only keeps you ...

The average household with credit card debt owes $16,061 ... also known as the snowball plan. That's according to new research from the Harvard Business Review. After conducting a series of ...

And, the average American now owes almost $8,000 in credit card debt ... can do this on a spreadsheet or write it out by hand — whatever works best for you. The debt snowball method is when ...