There are several such 18-month-old-baby milestones that a baby achieves, thus preparing them to grow and develop healthily and enter childhood. An 18-month-old isn’t an infant anymore.

Or look into no-penalty CDs, though you may not be able to find one with an 18-month term. Best 3-Month CD Rates Best 6-Month CD Rates Best 1-Year CD Rates Best 2-Year CD Rates Best 5-Year CD ...